Australian Salary & Tax Calculator (2025–26)
Pay Tax Calculator Australia
Calculate fast, ATO-aligned estimate of your take-home pay in Australia (tax, Medicare levy, HELP/HECS repayments, super, salary sacrifice, bonuses and overtime). Pay Calculator AU built for Australians, expats and visa holders who need an immediate, transparent breakdown - monthly, fortnightly or weekly.
Student Loan Repayment Calculator
Use this tool to calculate how long it will take to repay your HELP/HECS loan. For more detail, see our full student loan calculator.
Understanding Your Pay
Learn more about the key components of your salary and tax calculation.
Understanding Income Tax
Income tax in Australia is progressive. Your employer withholds tax (PAYG) and sends it to the ATO.
Read More
What is the Medicare Levy?
A 2% tax on your taxable income that helps fund Australia's public healthcare system.
Read More
Salary Sacrifice & Super
Contribute extra to your retirement fund from your pre-tax salary to save on tax.
Read More
HELP/HECS Debt Repayments
Once your income reaches a certain threshold, repayments for student loans are compulsory.
Read More
Historical Tax Brackets
A reference for Australian resident income tax rates from previous years. Data sourced from the ATO.
Child Care Subsidy (CCS) Calculator
Estimate your Child Care Subsidy from the Australian Government. For a full breakdown, see our dedicated CCS calculator page.
Learn About Australian Pay & Tax Resource
A modern, free and simple Australian Salary & Tax Calculator. Instantly see a detailed breakdown of your earnings.
How Much Tax Will I Pay in Australia?
Our calculator provides an accurate estimate of your tax obligations based on the latest ATO tax brackets and rules.
- Accurate tax calculations
- Medicare Levy & Surcharge
- HELP/HECS student debt
- Superannuation
Understanding Your Take-Home Pay
See exactly where your money goes with a clear breakdown of your net pay after all deductions are accounted for.
- Pay cycle breakdowns
- Salary sacrifice impact
- Bonuses & overtime
- Deductions & offsets
Inflation & Wage Growth
A look at historical and forecast Consumer Price Index (CPI) inflation versus the Wage Price Index (WPI) in Australia. Data is sourced from the RBA Economic Outlook and historical CPI figures.
Accurate & Authoritative
Our calculations are based on the latest tax legislation from the Australian Taxation Office (ATO) and other relevant government sources.
ATO Tax Rates
We use the official income tax brackets, Medicare levy rates, and HELP/HECS repayment thresholds for the selected financial year.
Services Australia
Child Care Subsidy (CCS) and Family Tax Benefit (FTB) calculations are aligned with the income tests and payment rates provided by Services Australia.
Fair Work Ombudsman
Minimum pay rates in our Fair Work Pay Rate Checker are based on the latest award information published by the Fair Work Ombudsman.
Explore More Financial Tools
Beyond salary, our suite of calculators helps you navigate every aspect of your financial life in Australia.
Mortgage Calculator
Estimate your repayments and total interest for a new home loan.
Compound Interest
See how your savings can grow over time with the power of compounding.
Fair Work Pay Rate
Check if your hourly rate meets the minimum for your industry award.
Super Simulator
Project your retirement balance and the impact of extra contributions.
Frequently Asked Questions
Answers to common questions about Australian tax and our calculators.